Kodi kutumiza ndi kokweradi kuposa kale?

Ndizosakayikitsa kunena kuti mliri wa COVID-19 utachitika, anthu ambiri adachepetsa nthawi yakukhitchini ndikuthandiza malo odyera poyitanitsa chakudya. Choyipa pakubweretsa madongosolo ndikuti chimabwera ndi zolipiritsa zosiyanasiyana komanso mitengo yapamwamba yamamenyu, ndipo zolipiritsazi zimakuwonjezerani.
Ayi, akaunti yanu yaku banki sidzakunyengeni. Kutumiza kumawononga ndalama zambiri kuposa kale, ndipo chikwama chanu chawonongeka kwambiri chaka chathachi. Lipoti laposachedwa la Wall Street Journal pankhaniyi lidawonetsa kuti kuchuluka kwa ndalama kwapangitsa nsanja zoperekera monga DoorDash, Uber Eats, Grubhub ndi Postmates kuwona zambiri kuposa kungowonjezera maoda kunyumba mu 2020. Izi zilinso chifukwa timalipira zambiri. kwa malamulo kuposa mliri usanachitike.
The Wall Street Journal inayesa chiphunzitso cha ndalama zobweretsera poika malamulo atatu ofanana kuchokera ku masitolo atatu ku Philadelphia, DogDash, Grubhub ndi Postmates restaurants mu 2019 ndi 2021. Chaka chino, ndalama za chakudya ndi malipiro a ntchito za maulamuliro atatuwa zawonjezeka. Chokhacho chomwe sichinasinthe ndi mtengo wandalama yobweretsera. Mtengo wonse umakhalabe womwewo-mwina chifukwa Philadelphia ili ndi kapu pa kuchuluka kwa momwe pulogalamu yobweretsera ingalipirire malo odyera.
Ndiye, nchiyani chomwe chimapangitsa kuti mtengo wa dongosolo lobweretsera uwonjezeke, ngati kufunikira sikukuwonjezeka kapena mtengo wobweretsera sukukwera? Malinga ndi lipotilo, nthawi zina izi zimachitika chifukwa malo odyera amangokweza mitengo. Mwachitsanzo, ku Chipotle, mtengo wobweretsera chakudya udakwera pafupifupi 17% poyerekeza ndi ma oda a m'sitolo. Pepalalo lidawonetsanso kuti mtengo wokwera ukhoza kukhala malo odyera omwe mumakonda, kuti muchepetse chindapusa popereka pulogalamuyi.
Ngati mukufuna, mphotho ya zonsezi ndikuti kukongola kumabwera pamtengo. Ngati mukufuna kuti wina akuphikireni ndikukubweretserani pamanja, muyenera kulipira ndalama. Ngati mukufuna kusunga ndalama ndi kuchepetsa ndalama zosafunikira, mungafune kuganizira zochepetsera chizolowezi chanu chotumizira. Izi sizikutanthauza kuti simungadyebe kusitolo. Izi zimangotanthauza kuti mungafune kuyitanitsa mwachindunji kumalo odyera (peŵani kulipira malipiro a pulatifomu), kunyamula chakudya kapena kukadyera kumalo odyera m'malo mobweretsa zakudya zanu.